"Helping our customers navigate the path to financial success is everything we stand for."
Jack Remondi
President and CEO

Releasing a Cosigner

The primary borrower on a private student loan can apply to release their cosigner after they graduate and make 12 consecutive, on-time principal and interest payments.

To do so, the customer needs to provide proof of successful completion of school, be a U.S. citizen or permanent resident, and be current on their loan payments during the time the release is being processed, in addition to the 12 consecutive on-time payments.

The release of the cosigner is subject to the above documentation and meeting the credit underwriting criteria in effect when the release request is processed.

*Private consolidation loans made on or after September 17, 2015 are not eligible for cosigner release.

Download the Application to Request Release of Cosigner(s) (PDF)

Call a Navient representative for more information at 1-888-272-5543.