Your Credit Report

Accessing your credit history is easy – and once per year it’s free, too.

Request your free credit report from Experian, Equifax, and TransUnion at

Take Control over Your Credit

Read 4 Good Credit Habits for Student Loan Borrowers

Tips include:

  • Understand the meaning of your score
  • Good credit building habits
  • ...and more!
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Your Financial Success

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Money & Finances

Loan Repayment Calculator

Paying even a little extra each month could save you money over the life of your loan.

See what you could save


Managing Your Account Online

We've made it easy for you to make payments, access information, and be confident you're on the path to financial success.

Download Managing Your Account Online

Replay recorded webcast: Gain control of your loans, money & finances

Replay recorded webcast: Managing Successful Student Loan Repayment

Explore What You’re Eligible For

Select a repayment plan that's right for your situation. Or postpone payments for a period of time – which you may decide to do as you go back to school or change professions, for example.

  • Identify options that will work with your monthly budget.
  • Find out if you’re eligible for an Income-Driven Repayment (IDR) plan – then go to to apply.
  • Learn if you qualify for loan forgiveness, cancellation, or discharge.
  • Request a deferment or forbearance – but try IDR first!
    You could potentially reduce your monthly payment amount to as low as $0.


Account Summary

This page provides quick access to loan information and payment status.

  • Payments due are easy to find.
  • Loan information can be expanded, to show current balances and interest rates.
  • Loans in Auto Pay are clearly indicated.
  • The Recent Payments section shows processing status.
  • The Messages section alerts you to updates on your account.
  • Tax statements are easily accessible in the left menu.

Make a Payment and Enroll in Auto Pay

Make payments or enroll in recurring Auto Pay in 3 easy steps.

  • Payment effective dates now include weekends and holidays.
  • Loan information can be expanded, to show current balances and interest rates.
  • New alerts will remind you to make one-time payments before Auto Pay takes effect, helping you stay current.

Account History

This page shows all transactions that have taken place during the life of your loan.

  • View transactions by date or by loan.
  • See how each payment is applied to principal and interest.
  • Sort by any column to see similar transactions.
  • Use the By Loan display to see how unpaid principal declines with each payment.
  • Export data to a spreadsheet for easy tracking and management.

Loan Details

This page shows all you need to know about each loan.

  • Repayment plan and schedule
  • Estimated paid in full date
  • Original principal
  • Current balance
  • Payoff amount
  • Interest rate and type
  • School attended

Help Center

Here, find resources to help you manage your loans, including information on:

  • Payments
  • Auto Pay
  • Payment options
  • School enrollment
  • Tax reporting
  • Military benefits
  • Loan consolidation

Still have questions? Use the Email Us feature.


Manage all your personal information on one page.

  • User ID and Password
  • Address
  • Phone numbers
  • Cell phone consent preferences
  • Email address and permissions
  • Bank accounts
  • Loans in Auto Pay

More Website Updates

Visit this page again to learn about the latest website updates.