We simplify today’s education financing
Learn About Our SolutionsAccount access will be unavailable starting on Saturday, August 13th through Sunday morning, August 14th. Please come back after 12 p.m. ET on Sunday to log in.
Loan Customer Log In
Difficulty logging in?The U.S. Department of Education (ED) has announced that it will make adjustments to Income-Driven Repayment (IDR) plan payment counters. FFELP loan borrowers can only benefit from the adjustment by consolidating before ED implements the change, which is estimated to be no sooner than January 1, 2023. You can learn more at StudentAid.gov.
If you’re a federal loan borrower, you may be eligible for Public Service Loan Forgiveness (PSLF). Contact our public service specialists or go to StudentAid.gov to learn about PSLF and other programs – such as the Limited PSLF Waiver Opportunity and Temporary Expanded Public Service Loan Forgiveness (TEPSLF), which for a limited time may give you credit for past periods of repayment (while you were working for a qualified employer) that previously did not count toward PSLF.
- If you have student loans owned by the U.S. Department of Education, you now have a new loan servicer: Aidvantage. Log in at Aidvantage.com >
- Explore student loan repayment options >
Simplify Your Education Financing
Our solutions can save you time and money with low interest rates and best-in-class customer experience.
Student Loan Refinance
Refinance your student loans with a no-fee NaviRefi loan. Get competitive rates and flexible repayment terms.
Learn About NaviRefi
Student Loans
Pay for college with a low-rate Earnest private student loan – or refinance student debt – with great benefits and 5-star service.
Learn About Earnest
Scholarships &
FAFSA® Made Easier
Use our free Going Merry tools to get matched with scholarships and make the FAFSA easier.
Join Going Merry for FreeExpertise – Where You Need It
We provide technology-enabled education finance and business processing solutions that simplify complex programs and help millions of people achieve success.
Education Financing
- Student Loans
- Student Loan Refinance
- Scholarships
Business Processing
- Customer Care
- Healthcare
- Transportation
- Asset Recovery
- Payment Processing
Find Out How Navient Makes Things Easier
Real people share their tips, insights, and inspiring experiences. Check out their stories and find out how we’re working to make our clients and customers financially successful.
Let’s Change the Way Business is Delivered
Join our team and experience a performance-driven culture that delivers exceptional results.
Job Search
Featured Content
We are honored to be recognized by Training magazine for our training programs, and one of our team members was selected as a 2022 Emerging Training Leader.
Learn MorePaying It Forward by Giving Back
Through our environmental, social, and governance efforts, we’re committed to supporting our team members, communities, customers, and shareholders.
Our Commitment
