Education Financing

We Help Finance Education Dreams

Tools to Build Financial Futures

We’re helping students and families through their paying-for-college journey and beyond.

We offer easy-to-understand payment options for new student loans. And after graduation, we help people refinance their student loans to earn a better rate.

Our client care specialists help borrowers every step of the way on their road to financial success.

Earnest Student Loans

Earnest is Changing How People Borrow

At Earnest, we provide low-rate private student loans and student loan refinancing options with flexibility, personal attention, and support.

The Marketplace by Navient

Simplify Your Financial Life

The one-stop shop where you can search and compare offers from leading providers for loans, savings accounts, insurance, and more. Wherever life takes you, we’re here to help you simplify your finances.

NaviRefi

Have You Earned Your Degree? Now Earn a Better Rate

NaviRefi refinancing is designed exclusively for people with student loans who want a better rate. We don’t charge origination, late payment, or prepayment fees. And we offer loan term flexibility.