Forms

Be sure to use an online process if it's available
– submitting your request online can get you what you need faster.

Log In to Your Account

ALTERNATE FORMATS

Current and prospective borrowers are entitled to receive any federal student loan-related communication or document in an accessible, alternative format.

Borrowers interested in receiving student aid forms, student loan statements, notices, written communications, and publications in alternative formats should contact us directly at 800-722-1300 or by email at altformatrqsts@navient.com.

Navient offers various alternative formats such as Braille, large print, audio CD, and digital navigable formats supported by computers and digital talking-book players, delivered through data CD, email, or other electronic means.

Releasing A Cosigner On Your Private Loans

Download the form

NOTE:

  • Private consolidation loans made on or after September 17, 2015, such as College Ave refinance loans, are not eligible for cosigner release.
  • National Education Servicing (NES) loans are not eligible for cosigner release.

REQUEST THE SERVICEMEMBERS CIVIL RELIEF ACT (SCRA) BENEFIT

Navient proactively checks the U.S. Department of Defense Database, and will automatically apply the benefit to your eligible loan(s). If the military active duty periods are different or the benefit is not applied to your loans, please submit valid military documentation.

Log In to Request SCRA Online Or download the form

REAFFIRMATION AGREEMENT

If you received a federal student loan that caused you to exceed the annual or aggregate loan limit, you may regain your eligibility for federal student aid with a reaffirmation agreement.

Log In to Apply Online Or download the form

DEFERMENT

Deferment is a period when you postpone making payments on your loan.

You are not responsible for paying accrued interest on subsidized federal loans during most deferments.

You remain responsible for interest that accrues on your unsubsidized loans.

Log In to Request a Deferment

Or download the form:

In-School
You may be eligible if you’re enrolled at an eligible school at least half time.

Economic Hardship
You may be eligible if you're having temporary issues making your student loan payments due to economic hardship or serving in the Peace Corps.

Unemployment
You may be eligible if you're unemployed, or working less than 30 hours per week, and seeking full-time employment.

Parent PLUS Borrower
You may be eligible if you are a parent with a Parent PLUS Loan who needs to defer repayment while your student is enrolled in school at least half time.

Graduate Fellowship
You may be eligible if you are enrolled in an eligible graduate fellowship program.

Military Service and Post-Active Duty
You may be eligible to postpone federal student loan payments if you are an eligible service member serving active duty during a war, military operation, or national emergency. For Post-Active Duty, if you were serving active duty in connection with a war, military operation, or national emergency, for the 13-month period following the conclusion of that service, or until you return to college or career school on at least a half-time basis, whichever is earlier.

Health Education Assistance Loan (HEAL) Borrower
You may be eligible if you have a HEAL loan and need to defer repayment for one or more reasons indicated on the request form.

Rehabilitation Training Program
You may be eligible if you are enrolled in an approved rehabilitation training program for the disabled.

Do you have pre-1993 loans?
If you are a Direct Loan borrower who had a balance on a FFELP loan that was made before July 1, 1993 at the time you received your first Direct Loan, or if you are a FFELP loan borrower who received loans before July 1, 1993, you may be eligible for additional deferments or your deferment options may be different from the deferments described above.
Find out more about deferments for older loans

FORBEARANCE

Forbearance is a period during which your monthly loan payments are temporarily suspended or reduced. Payments are postponed, but interest will accrue during the forbearance period.

NOTE: The use of forbearance may cause the loss of borrower benefits – such as repayment incentives that can lower your interest rate.

Log In to Request a Forbearance

Or download the form:

General
You may be eligible if you are experiencing temporary hardship related to financial difficulties, change in employment, medical expenses, and other situations. Be sure to explore any deferment options for which you may be eligible.

Mandatory
You may be eligible while in medical or dental internship/ residency, on National Guard active duty, or performing service that qualifies you for a partial repayment under the Department of Defense Student Loan Repayment Program.

Student Loan Debt Burden
You may be eligible depending on your total student loan debt and your income. Be sure to explore other options, as you may qualify for deferment or for Income-Driven Repayment plans.

Teacher Loan Forgiveness
If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $5,000 (or up to $17,500 if you meet the criteria of a highly qualified teacher) on your Direct or FFELP loans.

TEACHER LOAN FORGIVENESS

If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $5,000 (or up to $17,500 if you meet the criteria of a highly qualified teacher) on your Direct or FFELP loans.

If you reside or work in Puerto Rico or the U.S. Virgin Islands and were affected by Hurricanes Maria or Irma, you may be eligible for a one-year gap in your five-year complete and consecutive academic years requirement.

Learn More on the FSA Website Log In to Apply Online Or download the form

PUBLIC SERVICE LOAN FORGIVENESS

The Public Service Loan Forgiveness (PSLF) program encourages individuals to enter and continue to work full time as public servants by forgiving the remaining balance of their Direct Loan(s) after making 120 qualifying loan payments on those loans while employed full-time by certain public service employers.

It was created by the U.S. Department of Education who has contracted FedLoan Servicing to review PSLF applications.

Learn More on the FSA Website Or download the form

© 2018 Navient Solutions, LLC (NMLS #212430). All rights reserved.

Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, are not sponsored by or agencies of the United States of America.